Every successful journey begins with a solid plan.

A nationally-recognized financial services firm, Educators First Financial of Pennsylvania (EFFPA) serves educational employees and clients of all ages and income. The professionals at EFFPA are dedicated to helping all clients identify focused and individualized financial objectives and make informed decisions about their financial and retirement futures. We offer many years of highly skilled, direct handling of Public School Employees’ Retirement System (PSERS) benefits, investments and financials. We will walk with you through the steps of the financial planning process and be your advocate on the journey towards your financial future. Our supportive team of business professionals will help you craft a sound, long-term financial plan that considers all factors for your financial investments and retirement plans.

We want to help you protect what matters most and assist you in working toward achieving your financial goals. Our team of financial professionals will always be here to serve your needs, from prioritizing future plans to preparing for unknown circumstances. We at EFFPA are not simply a financial resource for the moment, we will always be at your service and an advocate for life.

Who We Serve


For teachers and district employees seeking to better understand the Public School Employees Retirement System (PSERS) plan and options, we can serve as your financial planning advisors. Let us assist you with sound financial decisions that could greatly impact your retirement, including survivor benefits, social security, supplemental plans, withdrawing contributions, current earnings and retirement income.


State Employees

For members of the State Employees’ Retirement System (SERS) looking to make the most of their retirement and pension benefits, we can assist you in setting achievable goals. Allow us to help you plan for your financial future with sound decisions that can considerably impact your retirement, from selecting survivor benefits and collecting social security to learning about supplemental plans and withdrawing contributions or filling the earnings gap.


Friends of EFFPA

All clients of Educators First Financial of Pennsylvania, regardless of vocation, financial standing, age and income, may have faced challenges and overlooked important benefits if they made important financial decisions on their own. With the help of EFFPA, clients can receive the professional financial advice and support they need. We define success by the quality of the relationships we form for life with all of the financial and retirement planning clients we serve.


News & Events

Royersford Resident Inducted Into Signator Investors, Inc. Hall of Fame

Limerick, PA (March 2017)

William P. Lorenz, CLU, ChFC, President and CEO of Educators First Financial of Pennsylvania, was recently inducted into the Signator Investors, Inc. Hall of Fame. Since the inception of the Hall of Fame in 1956, fewer than 250 financial representatives have joined the elite group.

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Check the background of this financial professional on FINRA's BrokerCheck