Educators... it's what we are, it's who we serve.™

As a member of Public School Employees Retirement System (PSERS), you are presented with unique opportunities and challenges when selecting your retirement options and solutions. Educators First Financial of Pennsylvania (EFFPA) offers many years of expertise and direct handling of PSERS benefits, investments and financials. We will walk with you through the financial planning process and help you maximize your retirement benefits.

If you are a teacher or district employee seeking to better understand your PSERS retirement plan and options, we can serve as your financial planning advisors. We will work closely with you to recognize and clarify your needs and goals. Navigating the retirement planning process on your own can be challenging and may not afford you the best solutions when setting your financial objectives. Supportive, business professionals specializing in PSERS will craft with you a sound, long-term financial plan that considers all factors, including your public school employee pension plan and investments.

The PSERS pension can play a distinct and powerful role as part of a well-balanced financial strategy. If you are contemplating retirement, unsure of when you might be able to retire, or would like to simply create an overall plan for your PSERS benefits, there is much to take into account and you could make the most of your options with a retirement plan advisor. The following considerations can have a tremendous impact on your retirement income:

  • Should I select a survivor benefit?
  • When should I start collecting social security?
  • What supplemental plans are available to me as a member?
  • Should I withdraw a portion, all, or none of my contributions?
  • How can I fill the gap between my current earnings and what I will receive at retirement?

As you near retirement, EFFPA will help you select the financial benefit options that are important and most appropriate for you and your loved ones. We will review your current strategy and help assess your financial readiness. Once YOU have determined that you’re ready, we will walk you through the entire PSERS retirement process, one step at a time, making sure that you’re comfortable with each and every decision. We will prepare you for and attend your exit meeting with you, to help answer any questions and assist with all paperwork and formalities regarding your PSERS retirement benefits and plan. Our retired clients tell us that they greatly appreciated these financial planning services, and that our assistance with the transition into retirement gave them the confidence to do so enthusiastically. The happiness of our PSERS clients is our greatest reward!

After retirement, EFFPA advisors will meet with you regularly (or as often as you’d like), to review your financial strategy and investment options to ensure that it continues to evolve with you as your needs change. We will always be your advocate throughout retirement, helping you refine your financial options so you are able to enjoy your retirement benefits to the fullest!

To learn more about how we can help you navigate towards retirement, contact us today.




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Check the background of this financial professional on FINRA's BrokerCheck